{"id":3756,"date":"2025-01-30T07:41:31","date_gmt":"2025-01-30T07:41:31","guid":{"rendered":"https:\/\/www.zincirmagazalar.org\/?p=3756"},"modified":"2025-01-30T07:42:39","modified_gmt":"2025-01-30T07:42:39","slug":"kredi-karti-kullanimi-onceki-yilin-2-katina-yaklasti","status":"publish","type":"post","link":"https:\/\/www.zincirmagazalar.org\/?p=3756","title":{"rendered":"Kredi Kart\u0131 Kullan\u0131m\u0131 \u00d6nceki Y\u0131l\u0131n 2 Kat\u0131na Yakla\u015ft\u0131"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3756\" class=\"elementor elementor-3756\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-37e494d6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"37e494d6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3f48a51d\" data-id=\"3f48a51d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-48cd9dbb elementor-widget elementor-widget-text-editor\" data-id=\"48cd9dbb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"color: #808080;\"><strong>Banka ve kredi kartlar\u0131yla yap\u0131lan harcama tutar\u0131 2024&#8217;te y\u0131ll\u0131k bazda %86 artarak 14 trilyon 867 milyar 249,2 milyon lira oldu. T\u00fcketiciler en fazla harcamay\u0131, market ve al\u0131\u015fveri\u015f merkezlerinde ger\u00e7ekle\u015ftirdi. <\/strong><\/span><\/p><p><span style=\"color: #808080;\">T\u00fcrkiye&#8217;de 2024 y\u0131l\u0131nda banka ve kredi kartlar\u0131yla yap\u0131lan harcamalar\u0131n sekt\u00f6rel da\u011f\u0131l\u0131mlar\u0131 belli oldu. T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) verilerinden derlenen rakamlara g\u00f6re, banka ve kredi kartlar\u0131yla yap\u0131lan harcama tutar\u0131 ge\u00e7en y\u0131l 14 trilyon 867 milyar 249,2 milyon lira olarak ger\u00e7ekle\u015fti.<\/span><\/p><p>\u2022 Banka ve kredi kartlar\u0131yla yap\u0131lan \u00f6demelerin sekt\u00f6rel da\u011f\u0131l\u0131mlar\u0131na bak\u0131ld\u0131\u011f\u0131nda, en fazla harcaman\u0131n 2 trilyon 629 milyar 905,8 milyon lira ile market ve AVM kategorisinde yap\u0131ld\u0131\u011f\u0131 g\u00f6r\u00fcl\u00fcyor.<\/p><p>\u2022 \u0130kinci s\u0131rada, 1 trilyon 56 milyar 172,4 milyon lirayla giyim ve aksesuar kategorisi yer al\u0131rken, onu 1 trilyon 38 milyar 140,3 milyon liral\u0131k tutarla \u00e7e\u015fitli g\u0131da takip ediyor.<\/p><p>\u2022 S\u00f6z konusu d\u00f6nemde banka ve kredi kartlar\u0131yla hizmet sekt\u00f6rlerinde 975 milyar 756,1 milyon lira, elektrik-elektronik e\u015fya, bilgisayar kategorisinde ise 947 milyar 7 milyon liral\u0131k \u00f6deme yap\u0131ld\u0131.<\/p><p>\u2022 Bu d\u00f6nemde banka ve kredi kartlar\u0131yla benzin ve yak\u0131t istasyonlar\u0131nda 898 milyar 472,1 milyon lira, yemek kategorisinde 877 milyar 535,4 milyon lira, di\u011fer kategorisinde 872 milyar 826,8 milyon lira, kamu vergi \u00f6demeleri kategorisinde 676 milyar 934,7 milyon lira, sigorta kategorisinde 666 milyar 264,6 milyon lira \u00f6deme ger\u00e7ekle\u015fti.<\/p><p>\u2022 Toplam harcama tutar\u0131 2024 y\u0131l\u0131nda ara\u00e7 kiralama-sat\u0131\u015f, servis ve yedek par\u00e7ada 609 milyar 972 milyon lira, yap\u0131 malzemeleri, h\u0131rdavat, nalburiyede 584 milyar 440 milyon lira, sa\u011fl\u0131k, sa\u011fl\u0131k \u00fcr\u00fcnleri ve kozmetikte 530 milyar 243 milyon lira oldu.<\/p><p>\u2022 Ayn\u0131 d\u00f6nemde mobilya ve dekorasyonda 421 milyar 327,4 milyon lira \u00f6deme yap\u0131l\u0131rken, e\u011fitim, k\u0131rtasiye, ofis malzemelerinde 386 milyar 650,8 milyon lira, hava yollar\u0131 i\u015flemlerinde 305 milyar 748,7 milyon lira ve kuyumcularda 253 milyar 576,8 milyon liral\u0131k \u00f6deme banka ve kredi kartlar\u0131yla ger\u00e7ekle\u015ftirildi.<\/p><p>\u2022 Ayr\u0131ca, konaklamada 227 milyar 497 milyon lira, m\u00fcteahhit i\u015flerinde 219 milyar 869,5 milyon lira ve telekom\u00fcnikasyonda 148 milyar 494,1 milyon liral\u0131k tutar banka ve kredi kart\u0131yla \u00f6dendi.<\/p><p>\u2022 Banka kart\u0131 ve kredi kart\u0131yla yap\u0131lan harcama tutarlar\u0131nda, s\u0131ras\u0131yla bireysel emeklilik 75 milyar 265,2 milyon lira, araba kiralama 50 milyar 784,3 milyon lira, kul\u00fcp, dernek, sosyal hizmetler 46 milyar 874,8 milyon lira, do\u011frudan pazarlama 20 milyar 990,1 milyon lira oldu.<\/p><p>\u2022 B\u00f6ylece T\u00fcrkiye&#8217;de 2024 y\u0131l\u0131nda banka ve kredi kartlar\u0131yla yap\u0131lan harcamalar \u00f6nceki y\u0131la g\u00f6re %86 art\u0131\u015f kaydetti. 2023&#8217;te banka ve kredi kartlar\u0131yla 7 trilyon 972 milyar 32 milyon liral\u0131k i\u015flem ger\u00e7ekle\u015fmi\u015fti.<\/p><p><strong>Toplam \u00d6demelerin %29&#8217;u \u0130nternetten Yap\u0131ld\u0131<\/strong><br \/>Ge\u00e7en y\u0131l banka ve kredi kartlar\u0131yla yap\u0131lan al\u0131\u015fveri\u015flerin 4 trilyon 328 milyar 901 milyon liral\u0131k k\u0131sm\u0131 internet \u00fczerinden yap\u0131ld\u0131. \u0130nternet \u00fczerinden al\u0131\u015fveri\u015flerin toplam \u00f6demeler i\u00e7indeki pay\u0131 %29 olarak hesapland\u0131.<br \/>2024&#8217;te mektup ve telefonla yap\u0131lan al\u0131\u015fveri\u015fler 708 milyar 667 milyon lira, g\u00fcmr\u00fck vergisi \u00f6demeleri de 18 milyar 482 milyon lira olarak ger\u00e7ekle\u015fti.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Banka ve kredi kartlar\u0131yla yap\u0131lan harcama tutar\u0131 2024&#8217;te y\u0131ll\u0131k bazda %86 artarak 14 trilyon 867 milyar 249,2 milyon lira oldu. T\u00fcketiciler en fazla harcamay\u0131, market ve al\u0131\u015fveri\u015f merkezlerinde ger\u00e7ekle\u015ftirdi. T\u00fcrkiye&#8217;de 2024 y\u0131l\u0131nda banka ve kredi kartlar\u0131yla yap\u0131lan harcamalar\u0131n sekt\u00f6rel da\u011f\u0131l\u0131mlar\u0131 belli oldu. T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) verilerinden derlenen rakamlara g\u00f6re, banka ve kredi kartlar\u0131yla [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":3757,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17],"tags":[],"class_list":{"0":"post-3756","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-haberler"},"_links":{"self":[{"href":"https:\/\/www.zincirmagazalar.org\/index.php?rest_route=\/wp\/v2\/posts\/3756","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.zincirmagazalar.org\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.zincirmagazalar.org\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.zincirmagazalar.org\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.zincirmagazalar.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3756"}],"version-history":[{"count":5,"href":"https:\/\/www.zincirmagazalar.org\/index.php?rest_route=\/wp\/v2\/posts\/3756\/revisions"}],"predecessor-version":[{"id":3762,"href":"https:\/\/www.zincirmagazalar.org\/index.php?rest_route=\/wp\/v2\/posts\/3756\/revisions\/3762"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.zincirmagazalar.org\/index.php?rest_route=\/wp\/v2\/media\/3757"}],"wp:attachment":[{"href":"https:\/\/www.zincirmagazalar.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3756"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.zincirmagazalar.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3756"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.zincirmagazalar.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3756"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}